Has your LTD claim been denied?
Long Term Disability Attorney in Arkansas
The purpose of long term disability is to cover expenses when a serious illness or injury keeps you out of work for an extended period of time. When you pay your monthly insurance premium, you expect that financial help will be there when it is needed. Having a long term disability (LTD) claim denied by your insurance carrier can be shocking, and the obstacles you now face in disputing the ruling enormously disheartening. An Arkansas disability attorney should be contacted at once if you have been denied long term disability to fight for your rights to benefits.
The Law Office of Mike Angel knows the laws pertaining to disability and is experienced in filing and defending LTD claims. My name is Attorney Mike Angel and I can provide the capable legal advice you need regarding your LTD claim and how best to challenge a denial. I will thorough review your case and provide sound counsel on all of your options. I can also be counted on to skillfully negotiate with your insurance carrier, or competently represent you in court.
Arkansas Long Term Disability Benefits Lawyer
Insurance policies can be extremely complex and difficult to understand. These policies are governed by the Employee Retirement Income Security Act (ERISA), which can be just as confusing. Your rights under ERISA include:
- The right to disclosure of important plan information
- A timely and fair process for benefit claims
- The right to receive a written explanation of the denial
- The right to have the claim reconsidered
- The right to file suit in state or federal court if the claim is denied
A long term disability can be devastating and create many hardships in life. You deserve to receive the financial benefits that can assist in your care and recovery.
Contact an Arkansas Social Security Disability Benefits Attorney to find out your rights if your long term disability claim has been denied.