Long Term Disability

Arkansas Long Term Disability Lawyer

Facts Regarding Employee Benefits

In 1974 the federal government passed into law the Employee Retirement Income Security Act (ERISA). It established minimum standards for most private industry health and pension plans. Its purpose was to give protection to the individual workers who participated in these plans. ERISA establishes the responsibilities of your employer regarding benefit plans and gives the steps an employee can take if they feel their claim has not been fairly administered. ERISA is supposed to cover those that suffer from a long term disability (LTD). A LTD means that an individual is no longer physically or mentally able to work at their former job and that the person cannot be trained to perform a new job.

Unfortunately, ERISA has evolved and getting benefits can become a complex, difficult and time-consuming procedure. Court decisions and other factors have given an advantage to insurance companies that seek to deny benefits. This is where an Arkansas disability attorney, who knows ERISA and how the system works, can benefit those that have become disabled and no longer able to work.

Getting the Benefits You Deserve

At The Law Office of Mike Angel, I feel it is important to assist clients before they begin to run into trouble. By helping you to establish and file your original claim, I can ensure it is done properly within the law. This may help us down the road if the insurance company tries to deny your claim. This may also help your case if we have to follow the administrative procedures set out by ERISA in appealing a disputed claim. Additionally, many individuals who receive long term disability benefits from their employer plan can also receive Social Security disability benefits. I can work with you to see if you are eligible for these benefits and to get your claim correctly filed.

I have over two decades of legal experience to assist you in your fight to get the benefits you deserve. I am a member of the National Organization of Social Security Claimants and am credited by the Department of Veteran Affairs. I understand how valuable and necessary these benefits are to you and to your family.

Contact an Arkansas Long Term Disability Lawyer when you are unable to work and want to ensure you receive the full benefits you are allowed per the law.

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